Our in-house banking solution helps businesses centrally control complex cash operations across multiple banks and multiple regions, without the need for a banking license. With the capability to extend through an entire organisation, our solution serves regional treasury departments and different subsidiaries, branches, departments and franchises.

A single bank account can be virtualized into thousands of bank-active virtual bank accounts or sub-accounts. Accounts in the solution operate as standard bank accounts so that payments can be made from accounts and receipts can be credited to them. They support any type of payment including direct credits, direct debits, real-time gross settlement, inter-account transfers, SWIFT and cheques. Additionally, the solution supports target balancing, taking into account the value of any transactions in the pipeline, and proactively eliminates redundant bank balances.