Get in touch
Get in touch

Terms of Use

 

 

Cashfac terms of use

Effective May 2023

Ownership of Site; Agreement to Terms of Use

These Terms and Conditions of Use (the “Terms of Use”) apply to the Cashfac web site located at www.cashfac.com, and all associated sites linked to www.cashfac.com  by Cashfac, its subsidiaries and affiliates (collectively, the “Site”). The Site is the property of Cashfac PLC (registration number 03781239), a company registered in England, registered office address: Monument House, 18 King William Street, London EC4N 7BP (“Cashfac”) and its licensors. Cashfac PLC is a registered AIS (Account Information Service) and PIS (Payment Initiation Service) provider, reference no. FRN 805666 at fca.org.uk/register. Cashfac PLC is authorised and regulated by the Financial Conduct Authority.

In these Terms of Use, “we”, “us” and “our” means Cashfac PLC and its subsidiary companies and “you” and “your” means the person who wishes to use the Site.

Any use of such Site constitutes the user’s agreement to abide by these Terms of Use and all relevant regulations and legislations. Cashfac reserves the right, at its sole discretion, to change, modify, add or remove portions of these Terms of Use, at any time. As long as you comply with these Terms of Use, Cashfac grants you a personal, non-exclusive, non-transferable, limited privilege to enter and use the Site.

Privacy

Please review our Privacy Policy , which also governs your visit to www.cashfac.com  and use of Site, to understand our practices and its terms which are made a part of these Terms of Use by reference.

Additionally, by using the Site, you acknowledge and agree that internet transmissions are never completely private or secure. You understand that any message or information you send to the Site may be read or intercepted by others, even if there is a special notice that a particular transmission is encrypted.

Electronic Communications

When you visit www.cashfac.com or send e-mails to us, you are communicating with us electronically. You consent to receive communications from us electronically. We will communicate with you by e-mail.

Content

All text, graphics, user interfaces, visual interfaces, photographs, videos, trademarks, logos, sounds, music, artwork and computer code (collectively, “Content”), including but not limited to the design, structure, selection, coordination, expression, “look and feel” and arrangement of such Content, contained on the Site is owned, controlled or licensed by or to Cashfac, and is protected by copyright, patent and trademark laws, and various other intellectual property rights and unfair competition laws.

Except as expressly provided in these Terms of Use, no part of the Site and no Content may be copied, reproduced, republished, uploaded, posted, publicly displayed, encoded, translated, transmitted or distributed in any way to any other website, server, computer or other medium for publication or distribution or for any commercial enterprise, without Cashfac’s express prior written consent.

You may use information on Cashfac products and services (such as brochures, guides, data sheets, knowledge base articles, and similar materials) purposely made available by Cashfac for downloading from the Site, provided that you (1) not remove any proprietary notice language in all copies of such documents, (2) use such information only for your personal, internal, non-commercial informational purpose and do not copy or post such information on any networked computer or broadcast it in any media, (3) make no modifications to any such information, and (4) not make any additional representations or warranties relating to such documents.

Your Use of the Site

Your right to access and use the Site is personal to you and is not transferable by you to any other person or entity. You agree to provide us with information which is accurate, and not to misrepresent your identity or your user information. You are only entitled to access and use the Site for lawful purposes.

 

You agree that you will not:

 

  1. Use any robot, spider, scraper, deep link or other similar automated data-gathering or extraction tools, program, algorithm or methodology to access, acquire, copy or monitor the Site or any portion of it without our express written consent, which may be withheld at our sole discretion.
  2. Use or attempt to use any engine, software, tool, agent, or other device or mechanism (including without limitation browsers, spiders, robots, avatars or intelligent agents) to navigate or search the Site, other than the search engines and search agents available through the Site and other than generally available third-party web browsers.
  3. Post or transmit any file which contains viruses, worms, Trojan horses or any other contaminating or destructive features, or that otherwise interfere with the proper working of the Site.
  4. Attempt to decipher, decompile, disassemble, or reverse-engineer any of the software comprising or in any way making up a part of the Site.
  5. You may not probe, scan or test the vulnerability of the Sites or any network connected to the Site, nor breach the security or authentication measures on the Site, or any network connected to the Site. You may not reverse look-up, trace or seek to trace any information on any other user of or visitor to the Site, or any other customer of Cashfac, to its source, or exploit the Site or any service or information made available or offered by or through the Site, in any way where the purpose is to reveal any information, including but not limited to personal identification or information, other than your own information, as provided for by the Site.
  6. You may not use the Site or any content for any purpose that is unlawful or prohibited by these Terms of Use, or to solicit the performance of any illegal activity or other activity which infringes the rights of Cashfac or others.

Links to Other Sites and Third-Party Providers

This Site may contain links to other independent third-party Web sites (“Linked Sites”). These Linked Sites are provided solely as a convenience to our visitors. Such Linked Sites are not under Cashfac’s control, and Cashfac is not responsible for and does not endorse the content of such Linked Sites, including any information or materials contained on such Linked Sites. You will need to make your own independent judgment regarding your interaction with these Linked Sites.

Disclaimer of Representation and Warranties

THE CONTENT AND ALL SERVICES AND PRODUCTS ASSOCIATED WITH THE SERVICE OR PROVIDED THROUGH THE SERVICE ARE PROVIDED TO YOU ON AN “AS-IS” AND “AS AVAILABLE” BASIS. WE MAKE NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE CONTENT OR OPERATION OF THE SERVICE OR SITE. WE MAKE NO REPRESENTATIONS, WARRANTIES OR GUARANTEES, EXPRESS OR IMPLIED, REGARDING THE ACCURACY, RELIABILITY OR COMPLETENESS OF THE CONTENT OF THE SERVICE OR SITE, AND EXPRESSLY DISCLAIM ANY WARRANTIES OF NON-INFRINGEMENT OR FITNESS FOR A PARTICULAR PURPOSE. WE MAKE NO REPRESENTATION, WARRANTY OR GUARANTEE THAT THE CONTENT THAT MAY BE AVAILABLE THROUGH THE SERVICE OR SITE IS FREE OF INFECTION FROM ANY VIRUSES OR OTHER CODE OR COMPUTER PROGRAMMING ROUTINES THAT CONTAIN CONTAMINATING OR DESTRUCTIVE PROPERTIES OR THAT ARE INTENDED TO DAMAGE, SURREPTITIOUSLY INTERCEPT OR EXPROPRIATE ANY SYSTEM, DATA OR PERSONAL INFORMATION. YOU EXPRESSLY AGREE THAT YOUR USE OF THIS SITE IS AT YOUR SOLE RISK.

You must take sole responsibility for adequate protection and back up of data and/or equipment, and you must also undertake reasonable and appropriate precautions to scan for computer viruses or other destructive properties. We make no representations or warranties regarding the accuracy, functionality or performance of any third-party software that may be used in connection with the Site.

Limitations on our Liability

Except where prohibited by law, in no event will Cashfac be liable to you for any direct, indirect, consequential, exemplary, incidental or punitive damages, including lost profits, even if Cashfac has been advised of the possibility of such damages.

Indemnity

You agree to indemnify and hold Cashfac, its officers, directors, shareholders, predecessors, successors in interest, employees, agents, subsidiaries and affiliates, harmless from any demands, loss, liability, claims or expenses (including legal fees), made against Cashfac by any third party due to or arising out of or in connection with your use of the Site.

Intellectual Property Rights

The Content and Site, including its “look and feel” (e.g., text, graphics, images, videos, logos and button icons), photographs, editorial content, notices, software and other material are protected under copyright, trademark and other laws. The Content and Sites and all intellectual property rights in the Sites, Content and services belong to or are validly licensed to us.

Social Media

Cashfac operates channels, pages and accounts on some social media sites to inform, assist and engage with customers. We monitor and record comments and posts made on these channels about Cashfac so that we can improve our services.

Cashfac will not be liable for any information posted on those sites other than information we have posted ourselves. We do not endorse the social media sites themselves, or any information posted on them by third parties or other users.

When you engage with us via social media your personal data may be stored on that social media site’s servers, which are outside the control of Cashfac and may be outside the EU. Any information posted to such sites may be accessed and read by the general public.

We regularly update and monitor our social media accounts and welcomes feedback and ideas submitted via these channels. Cashfac endeavours to join the conversation whenever possible, however we cannot guarantee to read or reply to all messages sent to our official Cashfac social media accounts. Please see below our social media sites:

Twitter – https://twitter.com/Cashfac

LinkedIn – https://www.linkedin.com/company/cashfac/

Modifications to the Agreement

We may modify this Terms of Use from time to time. Any changes to this Terms of Use will be posted on our Site. The Terms of Use will always state the date it was last revised. You are deemed to accept and agree to be bound by any changes to the Terms of Use when you use the Service after those changes are posted.

Governing Law and Forum for Disputes

This Terms of Use, and your relationship with us under this Terms of Use, shall be governed by the laws of England and Wales. Any dispute with us, or our officers, directors, employees, agents or affiliates, arising under or in relation to this Terms of Use shall be resolved exclusively through the English courts.

Other important matters

If any portion of this Terms of Use is deemed unlawful, void or unenforceable by any arbitrator or court of competent jurisdiction, this entire Terms of Use shall not be deemed unlawful, void or unenforceable, but only that portion of this Terms of Use that is unlawful, void or unenforceable shall be deemed deleted from this Terms of Use.

If we do not exercise or enforce any legal right or remedy which is contained in the Terms of Use (or which we have the benefit of under any applicable law), this will not be taken to be a formal waiver of our rights and that those rights or remedies will still be available to us.

This Terms of Use represents the entire understanding and agreement between you and us regarding the subject matter of the same, and supersedes all other previous agreements. These Terms of Use shall not be interpreted or construed to confer any rights or remedies on any third parties.

Your Queries

If you wish to contact us, please refer to the Contact Us page which can be found in the footer of each page of the site.