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Cashfac's Digital Banking Platform

Self-service cash management for Consumer, Commercial, and Business Banking clients, tailored to their specialized needs.

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WHY WE'RE DIFFERENT

Cashfac's Unique Platform

Cashfac is an operational cash management solution configured for the digital age – cloud and open banking ready tools that provide organizations with agility, flexibility and scalability 

Cloud deployed with open source technologies

Our cloud capabilities ensure fast efficient deployment, and enables real-time data. We use Open source technologies such as Kubernetes and RabbitMQ to enable rapid scalability

Advanced integration

Our advanced integration includes 2-way APIs for integrating with user’s existing business and accounting. We have API-connected UX, offering custom-built UX for end customer self-service source technologies

Multi-banking and multi entity

M&A and organic growth across regions means firms need agility, multi banking and ease of bank switching. Cashfac provides critical multi-entity capability and bespoke UX by entity 

High volume payments

Cashfac can execute all payment types. Payments are initiated by integrated customer systems or authorised customer clerical processes 

Fast delivery with rules driven configuration

Low-touch delivery in under 2-6 months. Cashfac is a rules-driven extensible platform where sector-specific rules are pre-configured. The rules can be tailored to specific client needs and the solution can be operated on client’s cloud / servers 

End-customer self service infrastructure

We offer seamless, real-time customer self-service and connectivity. Resilience, technical convergence and message queuing is key to our end-customer self-service infrastructure

Cashflow forecast and predictive reconciliation

Cashfac’s forward cash architecture projects the forward cash flows and clears down the transactions as settled. Forward transactions and balances are automatically reconciled to maximise operational efficiencies

Open Banking ready

Cashfac provides an Open Banking API and model mobile cash management app (Software Development Kit available by arrangement)

Customer Stories

Customers Bank

We’re delighted to announce that Customers Bank has chosen Cashfac and already gone live with our solution in record time.

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Customers Bank

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12 Week Implementation Timeline

Why choose Cashfac?

Our powerful and reliable Virtual bank Technology (VBT) is the world's most deployed Virtual Account Management (VAM) solution

  • 10+

    Bank partners

  • 700+

    Corporate customers

  • 700k+

    Customer accounts

  • 5m+

    Payments initiated annually

  • 40bn+

    Payments initiation value annually

Industries

 

We have proven experience growing existing and creating new sector franchises for our banking customers with our single solution

OUR CAPABILITIES

From banks and non-banking financial institutions to property managers and the public sector, our solutions help hundreds of organizations provide a transformed client service offering and bring efficiency, speed, and precision to their cash management operations.

Client Money Management and Compliance

Client Money Management and Compliance

A principles-based Client Money solution that is proven to meet the requirements of regulators around the globe.

Multi-Bank & Multi-Currency

Multi-Bank & Multi-Currency

Manage cash seamlessly across multiple bank accounts. Our platform is a multi-bank and multi-currency cash management solution, providing centralized visibility and control of all banking operations across your business.

Forward Cash Management

Forward Cash Management

Our cash flow forecasting tool provides real-time visibility into your current and future cash flows, allowing you to align them with expected in- and outflows.

Virtual Account Management

Virtual Account Management

Gain a unified view of pooled bank accounts, virtualized into thousands of active virtual accounts, enabling you to manage clients with greater efficiency and flexibility.

Escrow Accounts & Sub-Accounts

Escrow Accounts & Sub-Accounts

Our white-labeled, hosted, and managed solution is perfect for escrow and sub-accounts, offering 100% remote deployment and management through a bank’s existing digital channel.

Agile Cash Optimization

Agile Cash Optimization

Cashfac’s virtual account platform and future cash functionality allow you to manage all your firm and client cash in one place and optimize the yield on your cash balances.

Payment Automation

Payment Automation

Our virtual accounts platform enables businesses to initiate payments directly from the platform. These payments are automated and safeguarded by prepayment digital payment path controls. Operating on a secure, industry-compliant platform, our payment services are independently tested and regulated by the relevant authorities, ensuring trust and reliability.

Receivables Management

Receivables Management

Automate up to 100% of your cash receivables to drive efficiency and precision. The platform fully automates the management and control of receipts, providing real-time visibility across the entire payment lifecycle.

Interest Rate Management

Interest Rate Management

Our platform allows businesses to calculate the interest due on virtual accounts independently from their real bank account. Manage cash on behalf of others and earn interest at a pooled account level.

Sweeping and Target Balancing

Sweeping and Target Balancing

Use virtual accounts to automate simple or complex sweeping requirements: We offer automated sweeping and target balancing functionalities to optimize liquidity while maximizing return on money.

Self-Service Account Management

Self-Service Account Management

Our capability provides self-service account management capabilities for customers, where virtual accounts can be opened and transacted against instantly.

Reporting and Dashboards

Reporting and Dashboards

We enable leadership and operational teams to manage your cash and meet compliance requirements. We provide businesses with analytics across all their real and virtual cash accounts to summarize key information and enable simpler navigation for priority tasks.

FEATURED WHITEPAPER

Unlocking the Power of Cashfac: Core Functionalities and Value Proposition

In the rapidly evolving landscape of financial technology, businesses must continually adapt and innovate to maintain a competitive edge.

This article explores the unique selling points of Cashfac, highlighting our functionalities, user journeys, and value proposition, drawing comparisons with other solutions.

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Unlocking the Power of Cashfac: Core Functionalities and Value Proposition

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RESOURCES

Achieve Success in Six Steps: Cashfac’s Compact Implementation Methodology
News & Blog

Achieve Success in Six Steps: Cashfac’s Compact Implementation Methodology

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The Role of Tailored Solutions in Banking Success
News & Blog

The Role of Tailored Solutions in Banking Success

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Navigating Vendor Selection: Ensuring Future-Proof Solutions for Banks
News & Blog

Navigating Vendor Selection: Ensuring Future-Proof Solutions for Banks

Read more

Talk to us today

To find out more about how Cashfac's capabilities can help your business, get in touch with our helpful team

Or call us on

+1 469 475 4034
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Talk to us today

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