Virtual Account Management Platform for Operational Deposits at Scale
Cashfac is the financial control layer that allows banks to serve sectors managing large volumes of client money. It connects bank infrastructure to client workflows, providing real-time visibility, allocation, and control of funds within existing bank account structures
WHY THIS MATTERS FOR BANKS
A large, underserved source of deposits and transaction revenue
Financial intermediaries – including law firms, qualified intermediaries for 1031 exchanges, property managers, homeowner’s associations, wealth management firms, care and claims services – control substantial, ongoing flows of client money.
These sectors combine large operational deposits with high transaction volumes, making them among the most attractive sources of funding and fee income for banks.
However, they are operationally complex and difficult to serve using core banking systems alone.
THE CHALLENGE
Banks recognize the commercial opportunity, but face practical constraints:
- Core banking platforms are not designed to support complex client money and fiduciary structures
- Account models become fragmented and difficult to scale
- Manual processes are introduced to bridge operational gaps
- Control, reconciliation and reporting become increasingly burdensome
What Cashfac Enables
Cashfac provides the infrastructure that allows banks to support these models systematically. It extends the capabilities of existing banking platforms by introducing a control layer for client money.
- Offer structured client money and fiduciary services
- Support high-volume transaction flows reliably
- Maintain full control over account structures and balances
- Deliver these capabilities without replacing core systems
What Cashfac Enables
Unlock New Growth Opportunities
Increase deposits, drive transactions, and deliver advanced capabilities beyond core banking
With Cashfac, banks can target and serve sectors that generate:
- Stable, operational deposits tied to underlying business activity
- Consistent inflows and outflows, creating ongoing engagement
- Long-term client relationships, driven by embedded processes
These deposits are typically:
- Less rate-sensitive
- More operationally embedded
- More durable over time
In addition to deposits, these sectors generate:
- High volumes of payment activity
- Frequent receipts and disbursements
- Ongoing servicing requirements
This drives:
- Fee income from payment and transaction activity
- Increased customer engagement and retention
- Additional opportunities for product extension
Cashfac enables banks to offer capabilities that are otherwise difficult to implement:
- Escrow and fiduciary account structures
- Multi-entity and multi-client account models
- Real-time allocation and reconciliation of funds
- High-volume, rule-driven transaction processing
These are delivered:
- Within the bank’s existing infrastructure
- Aligned to regulatory and governance requirements
- Without introducing operational fragmentation
Who We Serve
We have proven experience growing existing and creating new sector franchises for our banking customers with our single solution
Why These Sectors Matter to Banks
These sectors combine large operational deposit balances with high volumes of transactions, making them among the most attractive sources of funding and fee income for banks.
12 Week Implementation Timeline
The average implementation timeline is 12 weeks for a single vertical.
How We're Different
Cashfac offers a unique combination of functionality, automation and integration capabilities that differentiate it from traditional virtual account platforms.
Cashfac
Other Platforms
RESOURCES
News & Blog
Buy vs Build: 7 Key Considerations for Commercial Banks to Stay Competitive
Read more
Whitepapers and Research
Unlocking the Power of Cashfac: Core Functionalities and Value Proposition
Read more
News & Blog
Navigating Vendor Selection: Ensuring Future-Proof Solutions for Banks
Read more
Customer Stories
Customers Bank
Jeremy Marchant
Senior Vice President United States
Jeremy is Cashfac’s Senior Vice President United States leading Cashfac’s operations in the United States. Jeremy has 17 years’ experience working in US and European Commercial and Investment Banks, delivering transformational technology programmes that support the business.
Mike LaCava
Executive Advisor
Following his 43 year career, Mike LaCava started My Tym Advising in April 2024 to leverage his extensive Product Strategy and Technology experience to benefit FinTech’s and banks. He is currently serving as an Executive Advisor for both FinTech vendors: Cashfac & Prolific Banking, and for several banks.
Joanne Pollitt
Executive Advisor
Most recently a Vice President, Analyst with Gartner, Joanne brings over thirty years of commercial banking experience to the Cashfac team. At Gartner, she was responsible for conducting research, authoring content on technology trends within banking, and delivering advisory services to financial services firms and technology providers globally.
Talk to us today
To find out more about how Cashfac's capabilities can help your business, get in touch with our helpful team
Or call us on
+1 469 475 4034